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Terms of Service

Last Updated: December 7, 2025

Welcome to Dispute Ace. By accessing or using our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

1. Acceptance of Terms

By using our website and services, you affirm that you are at least 18 years old and are legally capable of entering into a binding contract.

2. Services Provided

Dispute Ace offers financial consulting services, including credit repair and various service packages. Our offerings include:

Basic Package: $149/month

  • Credit report analysis
  • Dispute filing for up to 5 items per month
  • Access to educational resources on credit management
  • Email support

Standard Package: $199/month

  • Everything in the Basic Package
  • Dispute filing for up to 10 items per month
  • Credit monitoring service
  • Monthly credit score updates
  • Phone support

Premium Package: $249/month

  • Everything in the Standard Package
  • Unlimited dispute filing
  • Personalized credit coaching sessions
  • Priority customer support

3. Payment Terms

All payments are due on a monthly basis. By subscribing to any package, you authorize Dispute Ace to charge your payment method for the agreed amount each month until you cancel your subscription.

4. Cancellation Policy

You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing cycle, and you will not be charged for the following month.

5. Refund Policy

Refunds are not provided for any payments made, and all sales are final.

6. User Responsibilities

You agree to use our services only for lawful purposes and in a manner that does not infringe the rights of others. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

7. Limitation of Liability

To the fullest extent permitted by law, Dispute Ace shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services.

8. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. Dispute Ace makes no representations or warranties of any kind, whether express or implied, regarding the operation of the site or the information, content, materials, or products included in our services.

9. Changes to Terms

Dispute Ace reserves the right to modify these Terms of Service at any time. Your continued use of the services after any changes constitutes your acceptance of the new terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States.

11. Contact Information

For any questions about these Terms of Service, please contact us at support@disputeace.com.

By using our services, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.

© 2025 Dispute Ace. All rights reserved.

Dispute Ace is not a law firm and does not provide legal advice. Results may vary.